Things You Should Know About Car Warranties

car warranties

Car Warranties, What You Need To Know

 

Car warranties can be very beneficial as they can help you should an unexpected situation arise with your car. However, don’t get too excited yet. There are some things you should know before you purchase that car warranty.

Know Exactly What’s Covered And When The Warranty Expires

Unfortunately some people have been paying on coverage that has expired many years ago. And when something happens they realize they aren’t covered. Don’t let this happen to you. Make it a point to keep your policy information in a place where you can easily get to it. The glove box is a great place. Whenever you have to replace your proof of insurance check to see if your warranty is still valid.

That will let you know if you are still covered or not. And one quick note about warranties. Technically speaking warranties aren’t really warranties. They are actually just another form of insurance. And just like insurance, things such as deductibles and what’s covered will vary according to the policy. That’s why it so important that you really read the fine print so you know exactly what you are getting.

Shop Around

Just like you would shop around to find the best deal on a car you should also shop around to find the best deal on a car warranty. In other words don’t buy the first car warranty you come across. Take your time and shop around. One thing to keep in mind is that you don’t have to buy the warranty from the dealer. You don’t even have to buy it when you get the car. You can buy whenever you get ready. So don’t let the car salesmen talk you into getting one right now. You can always find a car warranty with an insurance company or with any other that specializes in car warranties.

Ask Questions Before You Buy

Before you buy a car warranty make sure you ask a lot of questions. It is extremely important that you know exactly what you are getting. I can’t tell you how many people were paying for warranties but still weren’t able to get their cars fixed because they didn’t have the coverage they thought they had. So don’t be afraid to ask questions. Find out if there is a deductible and if so what is it? Do you have to pay per visit or per repair? Can you take your car anywhere to get repaired or do you have to take it to a specific dealer?

Do you have to pay upfront and then get your money back from the warranty company or will they handle all payments? What all is covered and what is excluded from coverage? All of these are very important questions that you need to ask before you purchase the warranty. In some cases you might not need a car warranty cause you might already be covered by your insurance.

If you do decide to get a car warranty make sure you get it from a reputable company. After all, the car warranty is only as good as the company that issued it.

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Posted under Extended Car Warranty

This post was written by admin on February 10, 2014

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